Hello and thank you for coming to my blog. As you will see I am here to give you information on mortgage products. This site is specifically dedicated to FHA (Federal Housing Authority) mortgages. Since the sub prime downfall, FHA mortgage applications have spiked and will continue to do so.
A common [...]

I wanted to make sure I got the link to the loan limits posted in case anyone would like to see if there loan is possibly eligible to go with an FHA loan. I will get into deeper discussions on the criteria for an FHA loan shortly, but in the meantime here is the [...]

FHA allows for certain condominiums to be financed through this program but certain crietria needs to be met. Per this link you can check to see if certain condo complexes are FHA approved, if they are congrats, you now have a great program to finance your purchase or refinance.
https://entp.hud.gov/idapp/html/condlook.cfm
Remember, you can email me at [...]

With FHA refinances you can get cashout up to 95% of your homes value. And while doing this you can still recieve great rates! Can’t do that with a conventional loan or with subprime, so FHA is the smart choice. However if you have had a mortgage late within the last 12 months then you [...]

FHA mortgages allow for all special circumstances when deciding if a borrower should qualify. FHA underwriters look at what we call “compensating factors”. These “factors” can offset some credit problems you may have had in the past. Some of the factors include but are not limited to:

Loan to Value- the lower [...]