All potential borrowers have different things that they determine to be most important when searching for a mortgage. Many customers will be driven solely by the interest rate or funds needed to close, while others might be most concerned with less important evaluators like APR. While all of these are legitimate concerns and should always [...]

A perfect example of why dawdling with your mortgage decision can cost you valuable money came directly through a customer of mine. This customer called in a few weeks ago and was looking to refinance his FHA loan, in order to consolidate some debt and lower his monthly mortgage payment. This customer agreed to a [...]

As we enter the summer, many questions still remain regarding the $8000 tax credit for first time home buyers. While many queries have been left unanswered, there are a few things that have been made a bit more clear.
1. If there is going to be the ability to use the $8000 tax credit at the [...]

 In today’s economic climate, Americans find themselves in need of any extra money they can stumble upon.  With the nation’s current fiscal state, finding ways to save a few dollars is a must for many U.S. citizens.  One solution to the current financial situation is lowering one’s monthly mortgage payment.  While some Americans are unable [...]