Many potential first time home buyers find themselves in similar situations as we enter July 2009. They want to take advantage of the $8000 tax credit for first-time home buyers, purchase while the prices are declining, and know they can afford the payment of the new home. Only one thing stands in their way; cash. While their current rent payment may be just slightly lower than what their housing payment would be, the funds needed for down payment and closing costs are just not available to many people right now. So, how can you purchase a home if you have limited cash available?

 
While there are many potential borrowers that think they are serving their interests best by calling places and asking for a rate or using a big name financial institution instead of a quality service mortgage lender perhaps there are better ideas out there. After reading through hundreds upon hundreds of comments regarding the current mortgage [...]

We have been receiving a lot of questions from customers wanting to know more about the $8000 tax credit that was included with the Stimulus bill sometime back.  I figured to hopefully get rid of some of the confusion by posting the most common questions and answers.  If I have missed any questions please feel [...]

When purchasing a home or refinancing your current residence, there are many questions a potential mortgage customer must ask in order to arrive at the best possible option for financing.  While many Americans focus on the interest rate or the total estimated funds needed to close when determining their lender of choice, this is not [...]